Visa® Debit Card

Make life easier! Our Visa® Debit Card works like a check and gives you 24-hour worldwide access to your checking account funds at merchants and ATMs.

About our Visa® Debit Card

  • Shop online, at stores, or over the phone - accepted at millions of locations worldwide
    • Select "Credit" and your purchase is handled by Visa®
    • Or, select "Debit" and enter your Personal Identification Number (PIN) in the merchant's keypad
  • Get cash back at participating merchants (when you select "Debit Card" and use your PIN)
  • Make cash withdrawals and deposits fee-free at North County Credit Union and CO-OP® Network ATMs (not all ATMs accept deposits)
  • Withdraw cash, transfer funds, and access account information at Visa® ATMs worldwide
  • Set up recurring payments from your checking account for services (e.g., utilities, insurance, membership bills and dues) - just provide the vendor with your Visa® Debit Card information
  • Make secure online purchases with Verified by Visa® (Protects by creating a unique personal password to help ensure that only you can use your Visa® Debit card to buy online.  It takes just a few minutes to activate.)
  • View complete transaction history online through our Internet Teller service or mobile app
  • No annual fee

About our Visa® Debit Card Security

  • We follow safeguards when mailing out cards and statements
  • We protect you from unauthorized purchases with our Zero Liability Policy
  • We use fraud prevention systems and technology
  • We notify you of unusual activity and protect you from debit (check) card fraud
  • A 24/7 hot line is available for lost or stolen cards
  • We recommend that you sign up for Visa Purchase Alerts to receive text or email alerts when you pay with your card

How to a get a Visa® Debit Card & PIN

If you have a North County CU checking account just:

  • Call our Member Services Department at 858-487-1880 or toll-free 855- 487-1880
  • Send us a message using our secured Email Us form
  • Or, visit our branch to request a debit card

We can also help you open a checking account if you don't have one.

Lost or Stolen Visa® Debit Cards

To report a lost or stolen debit card, call 858-487-1880 or toll free 855-487-1880 (24 hours a day)

Need more information?

Contact Us