Personal Loans & Lines of Credit
Have unexpected car repairs or medical bills? Want to take a dream vacation, consolidate bills or pay your taxes? We have low-rate loan options to fit your needs.
Personal Choice Loan
- Borrow up to $5,000
- Terms up to 36-months
- Fixed rate and monthly payments
- $35 minimum monthly payment
Checking Line Of Credit
- Great for life's unexpected surprises
- Money is available to you instantly, whenever you need to borrow funds
- Borrow from $100 to $5,000
- Get a cash advance at our branch, through Internet Teller or our other Mobile, Telephone & Text banking services
Share Secured & Certificate Loans
- Our least expensive loans
- Great to establish or re-establish your credit
- Loan amount is matched to funds available in your Membership Savings Account or Investment Certificate
- Requires that savings or certificate funds equal to the outstanding loan balance remain in a North County CU account for the duration of the loan
- For Share Secured Loans, as loan is paid off, more funds become available to you
- For Certificate Loans, loan term must equal the term of the Investment Certificate
- Pledged funds in Membership Savings or Investment Certificate continue to earn dividends
Easy ways to make loan payments
- Payroll Deduction
- Internet Teller payments & transfers
- Online Bill Pay
- Mobile, Telephone & Text Banking
- Transfer by phone through Member Services
- Mail a check or pay at a branch
- Pay by e-check transfer from another financial institution
