Home Equity Loans

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A Home Equity Loan may be right for you if you have a large expense such as a major home improvement or you want to consolidate your debt.

• Fixed rate and monthly payment amount
• Interest may be tax deductible, so check with a tax advisor
• Funds disbursed in full when you get the loan
• First or second trust deeds available
• Property must be located in California
• Eligible properties include one to two family homes, condominiums, and double-wide manufactured homes on a permanent foundation (lot/space must be owned)
• Property insurance required on all properties being used as collateral
• Flood insurance may be required

Owner-occupied property:

• Terms up to 15-years are available
• Borrow up to 70% of the appraised value of your home up to $250,000

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Easy ways to make loan payments

• Payroll Deduction
• Internet Teller payments & transfers
• Online Bill Pay
• Mobile, Telephone & Text Banking
• Transfer by phone through Member Services
• Mail a check or pay at a branch
• Pay by e-check transfer from another financial institution